WHY do the television companies allow adverts which make borrowing money so easy when most people do not have a clue about APR. Currently on TV are borrow-now adverts with a 69 per cent APR and a massive 1,734 per cent APR.

It is no wonder people get into financial problems when companies prey on people desperate for cash. I think these sort of companies should be banned from advertising in any format.

JM Gowland, Heighington.