UNDERSTAND the Government is talking to insurance companies regarding the damage caused in the devastating floods. David Cameron wants them to expedite help and payments for people whose homes and businesses have been affected.

Why is the Government intervening in a private matter?

As devastating as it is, surely such business is between the insured and their company?

This Government certainly does not pay out in times of need.

Despite having 41 years of paying my full national insurance stamp, not to mention tax deductions, now that I am too ill too work the Government has taken my sick pay from me – leaving me with nothing.

National insurance must be the worst insurance policy ever.

Eileen Robinson, Alnwick.